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Re-thinking user payments

Proof is on a mission to secure critical commerce by making digital transactions more secure, auditable, and trustworthy than traditional pen-and-paper methods.

The user experience around signer payments has been a longstanding concern. Our current payment flow has several key shortcomings, leading to confusion, drop-offs, and frequent support requests. How can we position ourselves as a secure platform when our payment practices fall short?

Employer
Proof
Role
Product Designer
Year
2024-2025

Impact

Four weeks, post release, our team tracked how the new payment experience affected our core metrics.

+0.75%

Increase in paid transactions

$2,897

Additional revenue

-0.31%

Decrease in support tickets

Preview

Background

The product team was once reactive, driven by customer requests and urgent issues, without a clear strategy or alignment with company goals. To change that, my team adopted a proactive, data-driven approach, focusing on controlling our roadmap and key outcomes.

Our new goals—boosting meeting completion rates, increasing user conversion, and reducing support tickets—aligned with the company’s broader revenue growth objectives, enabling us to contribute more strategically to the business.

What prompted us to re-think the payment experience?

Our current signer payment flow is missing critical features that users expect from modern platforms. As we learned more through data, we identified that 1.7% of transactions are left unpaid week to week and that 1.1% of support queries stem from payment related issues.

Challenges and opportunities

The payment redesign presents both challenges and opportunities. Integrating Google and Apple Pay could be technically complex, and the urgency created by the BBB complaint requires a fast turnaround. However, this pressure also offers a chance to streamline the payment process, add modern payment options, and improve user control—ultimately enhancing the overall experience and reducing support issues.

This payment experience lacks...

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  1. Context

Users are far removed from the meeting leaving them unable to react to errors in their A/V setup.

  1. Familiarity

The current experience follows no existing patterns leaving users confused.

  1. Help

If there is a technical issue, we don't give users guidance on a solution.

  1. Transparency

Returning signers are automatically charged to their last used credit card, causing confusion and complaints including ones to the BBB.

  1. Ease

We don't offer Apple or Google pay making it burdensome for signers to pay.

  1. Multi-signer payment information

The current experience doesn't allow signers to split the total cost with others in the transaction.

How does this make signers feel?

Frustrated

By reviewing support tickets and speaking with signers, we found many frustrated users who had trouble updating their payments or questioned why they were automatically charged.

What can we do?

  1. Hypothesis

By redesigning the signer payment flow to include modern payment options like Google and Apple Pay, and providing users with greater control over their payment methods, we can reduce support tickets, improve user satisfaction, and decrease transaction friction—ultimately leading to higher conversion rates and fewer customer complaints.

  1. Define success

Many users were confused about what they were supposed to do. Between browser permissions and selecting their camera, microphone, and speaker, the process felt long and unclear.

  1. Iterate and experiment

Begin by rethinking the payment experience, and explore new ways to make it more streamlined and convenient.

  1. Form a hypothesis

We believe that simplifying the process for users to accept browser permissions, set up their audio and video, and easily troubleshoot errors will significantly increase user conversion and meeting completion rates.

  1. Measure impact

Pushing our product and engineering partners to add tracking and create strong reporting.

  1. Measure impact

Pushing our product and engineering partners to add tracking and create strong reporting.

Iteration and experimentation

Exploring and experimenting on how information is distributed and shown.

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Launch

Signers can now update their payment information
Signers can pay with apple and google pay

Impact

Four weeks, post release, our team tracked how the new payment experience affected our core metrics.

+0.75%

Increase in paid transactions

$2,897

Additional revenue

-0.31%

Decrease in support tickets

Going further

This initial launch had a great impact, but all software is an infinite experiment and we got a few things to work on. We are still aware that split payments for multiple signers is still a big ask. There are technical constraints we need to figure out, but it is a feature we want to focus on.